Gail Giffard
Phone: (573) 883-6698
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How much insurance do you need?

A good rule of thumb is to secure coverage that is around 10 times your income, but it also depends on your circumstances. The key is that you have coverage that will take care of your loved ones financially if you pass away. Other people believe you should multiply your salary by the number of years you have left until retirement. Other factors include what you owe on a house mortgage and other luxuries you own that are not paid for yet. You need to also consider factors like paying for college education if you have children. Every person’s situation varies, so figuring out what you need boils down to you deciding what your family needs in the event you pass away.

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